Personal loan, no paperwork.
Send a short enquiry, we call you back and go through the application with you.
- CHF 1'000 to 250'000
- Also to consolidate existing loans
- Application in about 5 minutes
- Free and without obligation
Lending is prohibited if it leads to over-indebtedness (Art. 3 UCA).
What you get from us
An application that arrives complete, and a team in Baar that guides you through it.
- A checklist that fits your situation
- Completeness check before submission
- Status display in your account, visible at any time
- No cost to you, even if your application is declined
Your credit application
Under reviewCHF 20’000 · 48 months · instalment CHF 485Example
- ID, both sides
- 3 payslips
- Rental agreement
- Health insurance policy
One more document, then we submit.
How it works
You send a short enquiry with your name, phone and email.
We call you and look into your case.
You send the documents as photos, and we check they are complete.
With your consent, we submit the application. If the lender approves, you receive the offer.
You sign the contract, then the payout follows.
Prefer to do it yourself? Go straight to the application, in about five minutes.
List of documents as PDFExample
What is it about?
Debt consolidation, CHF 20’000
When do you need the money?
By the end of the month.
Do the maths before you ask.
Monthly instalment, interest costs and total amount for the sum you want, calculated with an example rate.
- Amount
- CHF 1'000 to 250'000
- Term
- 6 to 120 months
- Repay early
- Possible at any time
- Debt consolidation
- Combine existing loans
- A lower instalment is possible, but not guaranteed.
What will it cost me?
Example calculationRemaining balance: half is paid off after 48 months.
Monthly instalment
CHF 308
- Effective annual interest rate
- 7.9 %
- Total cost of credit
- CHF 5’875
- Total to repay
- CHF 25’875
Non-binding example calculation. The interest rate is set by the lender after the review.
Lending is prohibited if it leads to over-indebtedness (Art. 3 UCA).
Frequently asked questions
Our brokerage is free and non-binding for you, even if the application is declined. If a loan is granted, you only pay what is in the credit agreement.
As a rule: residence in Switzerland, minimum age of 18, a regular income and, for foreign nationals, a valid residence permit (permit B or C). The decisive factor is the affordability of the monthly instalment.
Your enquiry with us does not. Only once you have agreed to submission does the lender check your creditworthiness. It consults the ZEK and, where applicable, the IKO, and open debt enforcement proceedings are taken into account. The application is recorded with the ZEK. We cannot promise approval in advance.
The enquiry takes one minute, the application about five. We get in touch during calling hours (Mon–Fri 9 am–7.30 pm), at the latest on the next working day. When the offer arrives depends on the lender and on when your documents are complete.
You pay nothing and take on no obligation. The lender does not have to give reasons for declining. We discuss with you whether a later attempt makes sense.
Yes. A new loan replaces your existing ones, so you pay one instalment instead of several. A lower instalment is possible but not guaranteed: it depends on the interest rate and term of the new loan. A longer term lowers the instalment but costs more interest overall.
Usually your ID, your last three payslips and your rental agreement. The exact list adapts to your situation in the application.
Under the Consumer Credit Act (KKG), you can repay early at any time. The exact conditions are set out in your contract.
Shall we?
A short enquiry is enough, we will get back to you.
All legal information is in the Disclaimer.